A Wallethub.com study says that Florida is actually the worst state in the country in terms of getting involved in an accident. Getting behind the wheel could have significant financial implications for your future if you are involved in a car accident.
Despite the state’s clear insurance laws that require you to carry your personal injury protection coverage, this may not be enough in the event that you get involved in a severe accident. Medical bills associated with a catastrophic car accident can reach into the thousands and you may not be appropriately covered even with adequate health insurance and PIP coverage.
According to the WalletHub study, approximately 24% of drivers across Florida are uninsured and this is the second highest number across the entire nation. Florida also has a relatively lenient liability coverage mandate.
Drivers only need to have a minimum amount of coverage for personal injury protection for both property damage as well as $10,000 of coverage for property damage to receive a Florida license tag. Being involved in an accident with someone else can change your life significantly.
You may never be able to fully recover from the accident and move on with your life. It can be very expensive to attempt to deal with having to miss work and watch your medical bills mounting after a severe car accident. You need to be able to focus on recovering from your injuries, but unfortunately this can feel impossible in the event that your medical bills are growing faster than you can keep up with.
Unfortunately, this experience is all too real for anyone who has been involved in a motorcycle, bicycle, pedestrian or car accident across the state of Florida. The repercussions of an accident can be far reaching. You may be under the impression that getting medical help immediately will help you in this situation and while that is certainly true, you may continue to have significant pain and require advance treatments months or even years down the road.
Unfortunately, since car accidents can have a different outcome for every single person involved in the accident, someone else in the car with you may only suffer minor injuries, but you may be affected by a more long-term problem like a traumatic brain injury or whiplash. If this describes your situation, you may have to undergo years of painful and time consuming treatments which can also be expensive.
In the event that you have maxed out your personal injury protection coverage, you may need additional support in the form of a Florida personal injury claim. Contacting an experienced attorney as soon as possible to determine whether or not you have grounds to do this is strongly recommended.
In an ideal situation you may be able to resolve your personal injury claim outside of court, but where this is not possible, having an attorney who has extensive experience going to trial can also be beneficial. You need someone to advocate for you during this difficult time. Trying to recover from an injury and piece your life back together after significant body and property damage can be overwhelming.
The last thing you need is to worry about your legal claim and how to network with the insurance companies in order recover benefits. This is why you need to consult with a personal injury attorney immediately.
You can count on the other insurance company attempting to minimize the extent of your injuries or resolve the claim for a low settlement amount, but this is certainly not in your best interests. You need to have someone advocating for you from the moment that you choose to file a personal injury claim.
Get Help from Florida Car Accident Lawyer Today
Only your lawyer is going to be the best advocate for your individual needs. Your lawyer can help investigate evidence associated with the accident, work with the insurance companies to discuss progress, and prepare you for trial if necessary.
He or she can also provide valuable insight about whether or not a settlement offer is truly fair. If you find yourself suffering severe injuries and are becoming stressed out by the growing medical bills that you seem unable to keep up with, contact an experienced Florida personal injury attorney today.
Learn more about your responsibility after a car accident http://www.lawyerscorner.net/2016/05/10/what-are-your-responsibilities-after-car-accident/